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      Here's a plug for my favorite charity online called Kiva.org. You lend money in increments of $25 to entrepreneurs in developing countries to help them with their business. They repay the money in a set period of time at a very low interest rate and in the end you get your money back. You don't get any interest on the loan, but you get your money back when the loan is complete, you get the good feeling of knowing you're making a small difference in the world by helping someone less fortunate, and you get the knowledge that 100% of your money is being used by the person in need and not funding some big organization. I've been doing it for over a year now and still think it's an awesome idea. If you have any questions let me or and I'd be glad to answer them or check out my lenders page on Kiva as well at www.Kiva.org/Lender/PaulAndRose.